Shari Merritt, AMP

Welcome and thanks for visiting my website!  First a little bit about me…  my name is Shari and I have been in the mortgage and real estate industry for over 10 years.  I am a Mom, (more like a suggestion giver or guider at this point) to a lovely 19 year old daughter, awesome 22 year old son and two special step daughters, as well as partner to long time South Delta realtor Dean Bauck.   

In my free time I enjoy travelling, time with family and friends, good wine, (which means anything red), volunteering in the community and the occasional Netflix binge watch.  

I am thrilled to have found a home at Southwest Mortgage, DLC – Canadian Mortgage Experts.   Working with such a dynamic team ensures that I am able to deliver top notch service along with extensive access to lenders.   

I love living and working in my community and am a proud member of the Delta Chamber of Commerce and the Rotary Club of Tsawwassen.   I am also a member of the Mortgage Broker’s Association of BC and hold my Accredited Mortgage Professional (AMP) designation from the Canadian Association of Accredited Mortgage Professionals (CAAMP).

It is important to me that my clients have confidence in their financing decisions and I strive to provide the guidance, knowledge and understanding they need.   I am always available to answer questions and provide information.  Give me a call, I would love the opportunity to find out more about your unique situation and how I can be of service.

I look forward to hearing from you!

Minimum Down Payment Calculator

As of February 15th, 2016, mortgages insured by CMHC will have new down payment rules. See if these new rules will impact your mortgage plans!

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Mortgage Blog

Buying a Home for Immediate Family

Buying a home for immediate family with less than 20% downpayment can be a challenge. However Genworth; a Canadian mortgage default insurance provider, has a program that benefits those families who haven’t been able to save a full down payment on their second...

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Welcome to Canada | Finding a Home

  Welcome! We’re so glad you decided to make Canada your new home. It can be rewarding, and sometimes challenging to find a place to live that’s comfortable, safe, and affordable. CMHC is here to help!  Consider these things as you look for the best...

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How (Not) to Consolidate Debt

How (Not) to Consolidate Debt

By Sandi Martin of Spring Personal Finance. The point: it doesn’t matter what method you use to pay off debt, or if you use any method at all. What matters is that you stop creating new debt. It’s out there: the mathematically precise, strictly rational formula for...

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Mortgage Services

Purchase Financing

If you are looking to purchase a property, understanding all the mortgage options available to you can seem overwhelming. That’s where I come in, I do this everyday, and I love it. I will help you make sense of all the numbers and provide you with options that make sense to you and arrange the mortgage that suits your goals!
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Preapproval

Before you go out and start shopping for a new house, you need a plan. It doesn’t matter if this is your first time buying a home or your hundredth, financial situations change, rules change, interest rates change. The best place to start is with a preapproval, so you know exactly how much buying power you have.

First Time Home Buyers

If you are looking to purchase your first home, then you have come to the right place! I absolutely love answering questions and helping first time home buyers understand what mortgage financing is all about. I will walk through the process with you and make sure you feel comfortable with the details of your mortgage contract and that they meet your unique financial needs.
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Renewal

The best time to start looking at renewing your existing mortgage is 120 days before your maturity date. If your existing lender has sent you a renewal offer in the mail, the first thing you should do is send it to me so I can give you a second opinion. Never just sign the offer, there is always room to negotiate, and I am here to help you so that you don’t have to do those negotiations alone!

Refinance

Are you looking to access some of the equity built up in your property? Maybe you want to consolidate some debts, start a new business, buy a vacation or investment property… regardless of the reason, I will discuss all your mortgage refinancing options with you! Everyone is unique… let’s find a mortgage solution to match!

Contact

Obviously there are a lot more services I can offer and a lot more information I can share with you. Consider this my invitation to contact me with your questions, I would love to work with you and help you figure out a plan not only to get you a mortgage, but to help you get rid of it. Talk soon!

Some of my Lender Partners

Testimonials

Here are a few nice things my clients have said about me.
All I can say is WOW!  I was very impressed with Shari’s professionalism and personal attention. She is a first class, high caliber, mortgage broker. I received her personal and patient attention on an as-needed basis. She was always available for questions, explained the process clearly, and made me feel like I was her only client.  She is gifted, talented and has a keen knowledge of the mortgage providers out there. I was totally impressed and would recommend Shari to anyone, looking for a mortgage broker with attention to detail. Carrie Peacock

Delta, BC

I just want to thank Shari and her team for how they helped my family get the best Mortgage for us! My wife and I are both Small Business owners and in the past we have really struggled getting someone to speak to that really understands what we need and how to get us a good rate. Other brokers were a nightmare to deal with and they never explained a thing. Then we met with Shari and she made the process really simple. She set clear expectations on what was needed from us and she made the process very simple and enjoyable. I would highly recommend Shari if you are a Business Owner and looking to get a mortgage, she will exceed your expectations and you will probably meet a new friend!!! Thank you so much! – Shane Todhunter

Tsawwassen, BC

We had the pleasure of dealing with Shari on several  occasions – a mortgage for our initial home purchase and a mortgage renegotiation after five years.  Shari is friendly, proactive, knowledgeable and full of industry acumen. We would highly recommend Shari Merritt to anyone seeking a mortgage for new home purchase or renegotiation. Catherine and Graham

Delta, BC

Everyone Is Unique

Your short and long term financial goals, your lifestyle, career, income, and your home ownership choices are all unique to you, your mortgage should be as well.

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